Chase’s Ink Business Unlimited Card offers 1.5% cash back on all spending with no annual fee. New cardholders earn $1,000 after $8,000 in the first four months. Rewards can double in value when combined with Ultimate Rewards transfer partners.
Ink Business Unlimited is aimed at small business owners looking for consistent rewards with no annual fees. Pay 1.5% cash back on every purchase, including categories not covered by other business cards. Eligible users can earn a $1,000 bonus after spending $8,000 within four months of opening.
Cardholders with Ultimate Rewards partners like Sapphire Preferred or Ink Business Preferred can convert cash back into transferable points worth up to 1.75 cents each. This flexibility makes the card especially useful for those already using Chase’s personal or business travel rewards ecosystem.
Business owners miss out on hundreds of annual rewards if they don’t have a card for non-bonus spending. Combining this card with transfer partners unlocks higher redemption value, converting routine purchases into premium travel or statement credits.