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Scotland dominates list of Britain’s most affordable areas for home buyers, reveals new study

Scotland is home to the most affordable properties in Britain, with average prices making it an ideal location for first-time buyers and families alike. A recent analysis of average prices in relation to salaries reveals that Scotland boasts 16 out of the top 20 spots in the UK for finding a forever home.

The SNP government in Scotland has argued that the country needs more people to fill job vacancies across various sectors, and the abundance of relatively inexpensive properties, many situated in scenic coastal locations, is a major attraction.




Angus is highlighted as the most affordable area in the UK, with an average house price of £164,076, which is 2.31 times the average earnings in the region.

Scotland is home to the most affordable properties in Britain(Image: Getty)

Zoopla reports that this east coast area, encompassing Montrose, Carnoustie and Arbroath, currently has a two-bedroom semi-detached house on the market for as little as £120,000, while a six-bedroom detached property is listed for £350,000. The only regions outside Scotland to make it into the top 20 most affordable places to buy are Sunderland, Burnley, North East Lincolnshire, Yorkshire and the Humber, and Blackpool.

Property experts at Hopkins Homes assessed affordability across 325 areas in England, Scotland, and Wales using data on average house prices, percentage changes since 2020, house price-to-couples earnings ratios, and average council tax. The affordability of each area was calculated by combining various factors and adjusting for economic conditions, providing a comprehensive analysis of the UK’s housing market.

The 20 most affordable places to buy a home in Britain.

1. Angus, Scotland – Final Score: 85.

Angus tops the list as the most affordable place to buy a house in the UK, with an average house price of £164,076 and a house price-to-earnings ratio of 2.31. The final score of 85 reflects the stability of its housing market.